Dear Reader,
The Federal Reserve is currently selling banks their new "FedNow" system with one major promise:
"Transfers will happen instantly, 24 hours a day, 7 days a week, 365 days a year. No more weekend or holiday delays!"
But there's a catch …
When your money moves instantly through a centralized government hub, it can also be frozen instantly.
Imagine it is 6:00 p.m. on a Friday. You try to pay for dinner, buy groceries or pay your mortgage … but your card is declined.
FedNow is run by algorithms. And an automated algorithm inside the Fed's new network flagged a recent purchase or donation you made as "suspicious" or "non-compliant."
The result? Your account is instantly locked.
In the old banking system, you could walk into a branch and talk to a human manager to fix it. But on a Friday night, your local bank branch is closed, the manager is home with his family and a faceless government computer in Washington has left you helpless.
You're completely cut off from your own money until Monday morning or later, with no way to pay for anything.
This could be the reality of the new system outlined in Federal Reserve Docket No. OP-1670.
Over 1,500 banks have already surrendered to it.
Don't let your savings get caught in this automated government web.
I've put together an urgent briefing that reveals 4 specific, 100% legal steps to "Fed-proof" your savings today.
You don't need to switch banks or close your accounts. You just need to structure your wealth so a government algorithm cannot lock you out of your life savings on a Friday night.
Get the 4 protective steps right here.
 |
| Martin D. Weiss, PhD Weiss Ratings Founder |
P.S. The Fed wants you to focus on the convenience of instant transfers. They don't want you thinking about the possibility of an instant freeze. Once your bank is fully plugged into FedNow, you're at the mercy of their algorithms. Click here to see how to protect yourself right now.
The Silver Lining to Nebius Debt Cloud
Author: Thomas Hughes. Published: 3/17/2026.
Key Points
- Nebius Group's debt cloud obscures a robust revenue growth outlook that investors should focus on.
- Analysts and institutional trends point to accumulation and the potential for fresh highs this year.
- Short interest is a risk but also an opportunity, as upcoming catalysts may trigger a short squeeze.
- Special Report: Elon Musk already made me a "wealthy man"
Nebius Group's (NASDAQ: NBIS) debt load is growing and clouding the outlook for its share price. As significant as those increases are, there is a silver lining: AI.
Rising AI demand underpins a need for rapid expansion, which requires capital and explains the growing debt. As recent results and developments show, Nebius needs to continue executing its strategy and expanding its network to reach billions in annual revenue and generate sufficient cash flow to repay its debt and unlock shareholder value.
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This could be the best investment opportunity of the decade.The new debt is structured in two tranches, with the first not payable until 2031—well after the company is expected to turn profitable.
The balance sheet shows total debt increased at fiscal 2025 year-end but remains manageable—about $4.1 billion and below 1X equity. The company plans to raise additional capital through a convertible debt offering this year, but even that would likely leave it in a solid position given its growth outlook. Nebius currently operates four data centers and plans to more than double capacity within the next 12 to 24 months, excluding planned expansion in Asia and any new developments.
New Deals Drive Robust Outlook for Nebius Revenue Growth
Nebius’ revenue growth outlook was strong before Meta Platforms (NASDAQ: META) announced plans to invest up to $27 billion over five years in advanced AI capacity. The initiative, set to begin in 2027, will include five or more datacenter regions using the latest NVIDIA (NASDAQ: NVDA) GPUs, the Vera Rubin lineup. Nebius is expected to supply $12 billion in capacity—well within its purview—but must complete its buildout and procure GPUs. At face value, Nebius's portion could be worth up to $5.4 billion annually, implying roughly a 50% compound annual growth rate (CAGR) in revenue over the planned period.
Nebius is not alone in the race to build the world’s most advanced data centers. It has partnered with NVIDIA to deploy factory-supported systems across its footprint in a multi-generational format. The takeaway for investors is that Nebius has preferred status with a primary source of AI GPUs and access to existing and upcoming supply, including Vera Rubin and future generations. Additionally, a collaboration with CrowdStrike (NASDAQ: CRWD) to bring its Falcon platform to the AI cloud differentiates the company—Falcon provides enterprise-grade security for AI workloads across cross-cloud and multi-cloud environments.
Analysts Lift Targets in Wake of Nebius Deal Activity
Analyst trends are supportive and back a constructive outlook for Nebius's stock. MarketBeat tracked multiple price-target increases, upgrades, and coverage initiations in March, extending bullish momentum and pointing to a roughly 35% upside from key resistance levels. Coverage has increased about 25% sequentially from February and 100% on a trailing 12-month (TTM) basis, with consensus showing that 35% upside.
That 35% upside may be conservative: the stock is up more than 200% TTM, and recent analyst targets point to the $200 level. A move to $200 would represent roughly a 67% gain from current levels and might be only the beginning. Longer-term forecasts envision the stock trading at roughly 10x–15x 2035 earnings, which could imply a 100%–200% increase in share price as the company scales into its potential.
Institutions and Short-Interest Point to a Possible Squeeze in NBIS Stock
Short interest and institutional trends suggest near-term volatility and the potential for a short squeeze. Institutions, which collectively own about 22%, have been net buyers—purchasing more than $2 for every $1 sold—and have ramped activity sequentially as the story strengthens. Meanwhile, short interest climbed to a record high in late February, reaching about 17%, a level that could amplify price moves and help fuel a squeeze. The primary unknown is timing; a squeeze or short-covering rally could begin soon.
Technically, the chart looks constructive. Near-term resistance sits around $125, but that level may not hold given the improving fundamentals. A breakout to new highs would leave the next resistance near $140 and clear chart space beyond. The main risk is a delay: shares could retreat toward $100 before regaining momentum to set fresh highs. The next visible catalyst is the company’s Q1 earnings report, expected in late May.
Okta Earnings Beat, But Growth Questions Remain
Author: Chris Markoch. Published: 3/5/2026.
Key Points
- Okta stock jumped over 10% after the company reported a strong Q4 earnings beat and improving margins.
- Growth concerns remain, as management guided to roughly 9% revenue growth, signaling continued deceleration.
- The AI agent security narrative could drive future demand, but intense competition from Microsoft and cybersecurity peers clouds the long-term outlook.
- Special Report: Elon Musk already made me a "wealthy man"
Okta Inc. (NASDAQ: OKTA) stock jumped more than 10% the day after the cybersecurity company delivered a double beat in its Q4 report for fiscal 2026. For long-time shareholders, the rally feels overdue. Even with the post-earnings move, OKTA remains roughly 30% below the consensus analyst price target.
While the stock rose, analysts have been lowering their price targets. Both things can be true: OKTA may still be undervalued, but with trimmed targets investors have reason to question whether Okta will sustain long-term growth in an otherwise bullish cybersecurity market.
A Good Week for a Strong Report
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Click here to see Marc's full briefingThe headline numbers in Okta's report showed solid growth. Total revenue was $761 million, up 11% year-over-year, and subscription revenue also rose 11%. Remaining performance obligations (RPO) surged 15% to $4.83 billion, signaling customers are committing to longer-term contracts.
Non-GAAP operating margins expanded nearly two percentage points to 26.5%, and free cash flow margin remained strong at 33.2%.
By most measures, this was a clean beat from a company that has quietly rebuilt operational credibility after years of post-pandemic multiple compression and the damaging 2023 security breach.
The timing helped. Cybersecurity was already in focus this week, as renewed attention on identity-based threats reminded enterprise buyers why this space still matters.
Okta was well positioned to benefit from that sentiment, which showed up in the stock's post-earnings move.
The Guidance May Limit the Upside
The key question is what comes next. Okta's outlook for the first quarter of fiscal 2027 calls for revenue of $749 million to $753 million, about 9% year-over-year growth — a deceleration from the 11% pace in the quarter it just reported.
Full-year adjusted EPS guidance between $3.17 and $3.19 per share also implies roughly 9% growth. Non-GAAP operating margins are guided at 25–26%, essentially flat compared with last year's 26%. Free cash flow margins are expected to slip to 27–28% from about 30% a year ago.
For a company trading at a premium to the tech sector and its cybersecurity peers, 9% revenue growth is underwhelming. The dollar-based net retention rate, while stable at 106%, has been trending down from 117% two years ago.
Adding to the concern: customer additions with annual contract value (ACV) above $100K grew just 6% year-over-year, representing only 70 net new companies in the quarter. The top line is growing, but the engines driving that growth appear to be cooling, which clouds the outlook for future expansion.
The AI Agent Play: Opportunity or Hype?
Okta is making a deliberate push into what it calls "securing AI agents." The premise is that as enterprises deploy autonomous AI systems, those agents will need identities, permissions, and access controls similar to human employees. Okta has launched both "Okta for AI Agents" targeting IT and security teams and "Auth0 for AI Agents" for developers building agentic applications.
On paper, it's a compelling narrative: identity must be solved before AI deployments can scale safely, and Okta sits at a logical chokepoint.
The honest question is how durable that moat will be. Microsoft Corp. (NASDAQ: MSFT), which already controls identity infrastructure for a large portion of enterprises through Entra ID, is building its own AI agent governance capabilities. CrowdStrike Holdings (NASDAQ: CRWD), Palo Alto Networks (NASDAQ: PANW), and numerous well-funded startups are also circling the non-human identity space.
That said, Okta's platform breadth is a real advantage, and its 20,000-plus customer base provides distribution. But "we authenticate AI agents" is not yet a proven revenue driver: the company has not disclosed how much, if any, bookings are coming from these products. The $80 billion total addressable market (TAM) Okta cites looks attractive, but capturing it is another challenge.
Two Things Can Be True
Here's the tension that makes OKTA stock interesting: the shares were genuinely undervalued heading into this print. The stock traded mostly range-bound between $65 and $115 over the past three years, far from the $290 highs of 2021, and the valuation had compressed to a level where solid execution looked worth buying.
But for long-term investors, the chart is more cautionary. Even a move to the analyst consensus price target would only bring the stock back to its 2025 highs. Returning to all-time highs would require re-accelerating revenue growth, meaningful monetization of the AI agent opportunity, and a macro environment that rewards high-multiple software — none of which are guaranteed.
The practical takeaway: Okta looks like a reasonable trade for investors with a 6–12 month horizon, especially if cybersecurity tailwinds persist and the company can show even modest acceleration in current remaining performance obligation (cRPO) growth in coming quarters. But for long-term investors seeking a compounding growth story, the deceleration trend and unanswered questions around AI differentiation suggest there may be better options.
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